Loans
Find A Loan For You
Our loans have straightforward terms and conditions, do not carry any hidden fees or charges, and are offered with flexible repayment options.
Our loans at a glance
We have the right personal loan to suit you!
Loan Calculator
Try out our quick and easy loan calculator below
Maximum Loan Term :
7.14%
7.14%
7.14%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Our Benefits
The benefits of borrowing from us
Free Insurance
Loans are insured at no direct cost to the member
Transparency
No hidden fees or transaction charges
Great Loan Rates
Very reasonable interest rates
Possible Reduced Interest
If borrowing 97% of your savings, the interest rate is at a lower rate of 5.9%
Fair Repayment Policy
Repayments calculated on the reducing balance of the loan. This means smaller interest repayments as you repay your loan.
Flexible Repayment Term
Repayment terms to suit your particular circumstances
Flexible Repayment Amounts
Larger repayments than agreed or additional lump sum repayments accepted with no penalty
No Early Repayment Penalty
You can repay the loan earlier with no penalty
Deposit Guarantor Scheme
Eligible deposits in St Agnes Credit Union Ltd are protected by the Deposit Guarantee Scheme (DGS). For more information, download our information sheet from the link below.
